After your employee reports an injury to you, you make a claim to your insurance company. Your employee will then begin to receive temporary disability benefits designed to replace their salary while they’re recuperating from their injury. Once the employee receives medical care, the treating physician will evaluate the severity of the injury to determine what level of disability coverage that employee is eligible to receive.

4 Benefits of Workers’ Compensation Insurance

1. Temporary disability replaces the injured employee’s salary.
2. Medical care benefits are issued to cover doctor visits and any care needed to heal the injured employee.
3. Permanent disability benefits are designed to compensate the employee for whatever losses in ability the employee sustains from their injury.
4. Vocational rehabilitation – if the employee is unable to continue working for said business, vocational rehabilitation will retrain them for a new job.

Why You Need Workers’ Comp Coverage

The whole idea of workers’ compensation is to get an injured employee back in good health and working again as soon as possible. Your policy will help an injured employee get rehabilitation, a certain amount of coverage to pay for their medical bills, and a percentage to cover wages lost while unable to work.

Protect your business and your employees with the right workers’ comp policy. 

Click here to email us a request for a free workers’ compensation quote or call 916-773-3800 to speak with an ISU representative.

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If your employee is hurt while performing a job duty, workers’ compensation will pay for that employee’s medical bills. It will also provide a portion of the wages lost while that employee is unable to perform their job.

How Does It Work?

After your employee reports an injury to you, you make a claim to your insurance company. Your employee will then begin to receive temporary disability benefits designed to replace their salary while they’re recuperating from their injury. Once the employee receives medical care, the treating physician will evaluate the severity of the injury to determine what level of disability coverage that employee is eligible to receive.

4 Benefits of Workers’ Compensation Insurance

1. Temporary disability replaces the injured employee’s salary.
2. Medical care benefits are issued to cover doctor visits and any care needed to heal the injured employee.
3. Permanent disability benefits are designed to compensate the employee for whatever losses in ability the employee sustains from their injury.
4. Vocational rehabilitation – if the employee is unable to continue working for said business, vocational rehabilitation will retrain them for a new job.

Why You Need Workers’ Comp Coverage

The whole idea of workers’ compensation is to get an injured employee back in good health and working again as soon as possible. Your policy will help an injured employee get rehabilitation, a certain amount of coverage to pay for their medical bills, and a percentage to cover wages lost while unable to work.

Protect your business and your employees with the right workers’ comp policy. 

Click here to email us a request for a free workers’ compensation quote or call 916-773-3800 to speak with an ISU representative.

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