Business Owners’ Policy (BOP)

A Business Owners’ Policy (BOP) combines protection for all major property and liability risks in one insurance package. This includes liability, property, and business interruption.

If you were to buy each type of coverage separately, it would be much more expensive. Depending on your business classification and eligibility requirements, this combined policy can offer broad coverage at a lower cost.

What’s Included?

  • Property
  • Liability
  • Business interruption
  • Crime
  • Accounts receivable
  • Cyber liability
  • Miscellaneous coverage types bundled to fit your business exposures

What Businesses Need a BOP Policy?

  • Retail store
  • Offices
  • Small repair shops
  • Medical offices
  • Barber/hair salons
  • And many more!

What’s Not Covered?

  • Professional liability
  • Auto insurance
  • Workers’ compensation
  • Health/disability insurance

These coverages require separate policies, which we’d be happy to help you with.